CCRIS Credit Concerns
Past repayment issues affecting your loan application? We help you understand your credit profile and explore suitable financing options.
Loan advisory · Kuala Lumpur
Apply Smarter, Not Harder
Established in 2019, Fincore is a professional loan advisory firm in Malaysia. We help individuals and businesses explore suitable financing options, simplify the application process and connect with the right banks.
Filed, negotiated and seen through — the record so far
RM 330M+Released since 20193,600+Approvals secured95%Success rate20+Bank relationshipsCCRISSpecialistCTOSSpecialistWisma IAVKuala LumpurRM 330M+Released since 20193,600+Approvals secured95%Success rate20+Bank relationshipsCCRISSpecialistCTOSSpecialistWisma IAVKuala Lumpur
Your Financial Profile Is More Than Just a Score.
We take the time to understand your financial challenges and help you explore financing solutions tailored to your needs.
CTOS Credit Issues
Concerned about your CTOS record? Our team reviews your credit report and guides you towards possible financing solutions.
Self-Employed or No Payslip?
Running a business or earning income without a fixed salary? We help assess your financial profile and explore suitable financing options.
Previous Loan Rejections
Had your loan application rejected before? We help identify possible reasons and guide you towards better financing options.
Financing Made Simple, From Start to Finish.
Expert advice, personalised solutions, and dedicated support throughout your financing journey.
Home loans
Your first home, your next one, or the one a bank has already turned down. We take it to the lender whose policy fits the way you actually earn.
- First home
- Refinance
- Top-up
Personal loans
A personal loan or a straight cash loan when the month is tight — or debt consolidation that folds several costly instalments into one you can plan around. Bank rates, not the numbers quoted elsewhere.
- Cash loan
- Debt consolidation
SME funding
Working capital, term loans and the BNM schemes most owners are never told about. Built from your real trading record rather than a ratio in a textbook.
- Day-to-day capital
- BNM schemes
House cashback
Still paying a rate you agreed to years ago? We reprice it, or arrange house cashback — releasing the equity you have already paid into the property, without pushing you back to square one.
- Better rate
- Cash-out refinance
Company loans
Sdn Bhd or sole proprietor, the accounts rarely tell the whole story. We write the file so the underwriter reads your business the way you do.
- Sdn Bhd
- Sole proprietor
Secured loans
Property or equipment as security, for the weeks when the file is not spotless and the money cannot wait. The asset carries the approval, not the score.
- Asset-backed
- Quick release
About us.
At Fincore One Solutions, we believe everyone deserves access to the right financial solutions.
Since 2019 we have been helping Malaysians navigate bank financing with confidence. We provide professional loan consultation, assess financial profiles, and recommend suitable financing options.
Our mission is simple: to make financing easier, clearer and more accessible.
In Kuala Lumpur since 2019
Things people ask first.
Still unsure about something? Ask us directly. No form, no obligation, no sales call afterwards.
Message us on WhatsApp →No. In accordance with our company policy, we do not collect any processing or upfront fees from our customers. If anyone requests payment before your loan has been fully disbursed into your bank account, please be cautious — such requests are not authorised by our company and may be a sign of a scam.
Describe your situation. Get a straight answer.
Give us the basics and within one business day you will have a straight go or no-go — and if it is a no for now, precisely what would turn it into a yes.
Our office
Wisma IAV, 86, Jalan Pasar, Pudu, 55100 Kuala Lumpur, Malaysia
By appointment, Monday to Friday
Monday – Friday · 10am – 6pm
Getting here
Four ways to reach our door.
We sit in Pudu, minutes from the MRT and LRT, with the bus stop right outside the building.
KL 383 Plaza Elektronik Bus Station
(in front of the building)
Available buses number
- 420 (Pandan Indah)
- 421 (Taman Dagang)
- 450 (Terminal Kajang)
- B112 (KL Sentral Jalan Sambanthan) – (Every 20 min)
MRT Cochrane (SBK21)
1km distance
- MRT Feeder Bus Services no 420 and B112
STAR LRT Station Pudu (S 09)
600m walking distance
Taxi / Grab car
The office
Wisma IAV, 86Jalan Pasar, Pudu55100 Kuala Lumpur, MalaysiaMonday – Friday · 10am – 6pm